On Tuesday I said; “We are almost finished with the new "Dynamic Growth" website. Starting Monday, December 11, 2006 (hopefully), when log on to www.johnmugarian.com, you will automatically be connected to the new Dynamic Growth website."

I will list the Top 15 Fidelity Funds in the "Portfolio" portion of website today. Next week the new ETF portfolio will replace the current stock portfolio.

We are still on track for this launch, but just in case we hit a snag, I want to give you our Top 15 Fidelity Select Sector funds for December. Remember, once the new website is up and running, you will have to register, and establish a "username" and "password" to access the "Newsletter and "Portfolio" section.

Here are some ground rules to get you started;

1) We will post the Top 15 Fidelity Select Funds at the beginning of each month. Keep track of the day you purchased each fund so you can make sure you hold it for a minimum of 30 days. If a fund is bought and sold (or switched) within 30 days, you will be charged a redemption fee.

2) Open a Brokerage Account that allows you to buy Fidelity no-load funds, or accepts wrap accounts (fee in lieu of commissions). Fidelity sector funds are available for brokerage as well as retirement accounts. The minimum investment required to invest in each sector fund is $2,500. Fidelity does not charge a fee to buy or sell a Fidelity Select Sector Fund as long as the fund is held for at least 30 days.

3) The Exchange Traded Fund (ETF) portfolio will be updated this weekend. When we receive the latest data from Navellier, we will post the Top 15 ETF's on Monday morning. Make sure you use a discount broker, or a wrap account that charges you a quarterly fee in lieu of commissions.

4) Before you start buying, you have to ask yourself: What is my risk tolerance? Are you comfortable owning a smaller, more volatile portfolio? (Top 10 Funds), or do you prefer owning a more diverse strategy? (Top 15 Funds).

In the "Reports" section of the new website, and on Investor Alert, I have a report entitled “How to Be Your Own Broker; And Why You Should." Here you can answer 5 simple questions that will help you determine your risk tolerance, and help you choose an asset allocation model. This is just a guide to get you started..

5) Aggressive investors should buy the Top 10 funds each month- If a fund falls out of the Top 10 the following month; replace it with the newest addition to the Top 10.

**As a footnote, If you are using the Top 10 strategy, and one of your funds fall out of the Top 10, you can keep the fund if you wish, as long as the fund does not do not fall out of the top 15 list.

6) Growth Investors should buy the Top 15 funds each month- If a fund falls out of the Top 15 the following month; simply exchange the old fund for the new one. By exchanging rather than selling, you can switch from one fund to another in one transaction.

Let's get started;