No one understands the small investor better than John Mugarian. Once a small investor himself, John became a highly successful broker for some of the top firms on Wall Street. After consistently ranking among the best financial advisors in the nation, John was approached by one of the leading financial newsletter publishers in America, Phillips Investment Resources, to be the editor of his own investment newsletter.

As a speaker at the 2004 World Money in Orlando, John was the first, among a distinguished panel of advisors to warn investors of an impending "Oil Crisis", and that short term interest rates were definitely going to rise.  

John's stock market insights have lead to him to be a featured speaker at the World Money Show (Orlando, FL), the Las Vegas Money Show, and the Atlantic City Money Show. He has appeared on the InvestorPlace.com All-Star Roundtable investment panels with investment legends Louis Navellier, Richard Band, John Dessauer, Toby Smith, Michael Murphy, Dan Weiner, and Doug Fabian.

His investment advice has been praised by CNN anchor Lou Dobbs, and former U.S. Congressman Joe Scarborough, now the host of CNBC's "Scarborough Country". John has also been quoted in newspapers and financial publications across the country, as well as a highlighted stock picker on TipsTraders.com.

Our Investment Philosophy

There are three steps in our highly disciplined "bottom up" fund selection process.

Step One: involves quantitative analysis of market and individual fund statistics. We use the Navellier proprietary computer screen that calculates risk and return indicators for each Sector Fund and Exchange Traded Fund (ETF). These funds are then sorted and evaluated on a reward/risk ratio basis. Only approximately 20% of all Sector Funds and 10% of ETF's pass the first step.

Step Two: involves the analysis of each underlying sector associated with the funds that passed step one. Typically, these sectors are best characterized as funds with companies that have exceptional profit margins, excellent earnings growth and reasonable price/earnings ratios, based on expected future earnings. Moreover, these funds often tend include stocks in companies with market niches.

Step Three: involves a fund-allocation process that uses quadratic modeling techniques. Essentially, after screening each fund to find sectors that pass both our quantitative and fundamental criteria, we properly utilizes an asset-allocation model to structure well balanced, diversified portfolios. Only the top 20-25% of the Sector Funds and 10-15% of ETF's in our database make the cut.